Specialty Financing


Sandrails, Side by Sides, Trailers, Motorhomes, Cars, Trucks, and Work Truck/Trailers

If it has a title, we can finance it

*Business loans up to $150,000*

*Commercial Real Estate Loans*


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-Safe and secure application process.  You can complete the application online or download an application and send via fax or email

- Fast credit decisions. Within 24 hours of submitting an application, a representative should contact you by phone and email with your financing options.  

- After receiving your Approval, we will collect stipulations electronically such as Proof of Income, Proof of Residence, References, etc.


-Minimum loan amount $5,000
-No max loan amount
-Terms up to 84 months
-Minimum 20% down

- ZERO origination fees, document fees, or processing fees when you get a loan with us. 

- No prepayment penalties

-All credit types considered


-All loans are simple interest loans and require monthly payments.

-The monthly payments in a simple-interest loan repays a portion of the accrued interest and a portion of the principal (the amount that you borrowed).

-The borrower only has to pay interest for the time that they had the loan, meaning there are no penalties for paying off early and the faster you pay off the loan the less interest you would pay if you paid the entire term.


*Financing Private Party and Dealership Sales*

  • We are a private lender and although we can finance regular cars and trucks, we also finance items that most banks wont consider financing, such as Sand Rails/Off-Road Trucks or older collateral.

  • We will run a title search to make sure that the unit is in the sellers name and there are no fees that would hold up the title transfer. 

  • You will still need to pay a down payment towards the unit you want to purchase (about 20% of the selling price).  For example, if the agreed selling price is $10,000 you will give the seller $2,000 and we will give the seller a check for $8,000,  then the title transfer will be done between the buyer/seller and pay any fees and sales tax at that time. 


  • We suggest doing your own research and inspection on the vehicle prior to finalizing the sale. Always try to get as much information as possible about the unit, its current condition, and a list of aftermarket parts. If you have concerns and the seller wont let you have a mechanic inspect the vehicle prior to purchasing, you probably don't want to buy that vehicle.

Check out the loan process below!












Selling Something?

You can add to your listing as a possible finance option for a potential buyer! 


We post items for sale almost daily to our Instagram  from private party sellers.  Tag @OffRoadLoans_com in your post to get reposted, for FREE.  Or join our Facebook Group " Classifieds and share your item there! 

Check out our Instagram feed below to view our recent posts!



Customer Support Representative

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fax: 888-397-1593

Mailing Address (call for physical) 
2271 W. Malvern Ave #424
Fullerton, CA 92833 is a web property owned by Equity Finance Group

*Loans made or arranged pursuant to a California Finance Lenders Law license number 603J397